Not a lot of people know where to get prepaid credit cards despite the fact that these cards have become increasingly popular nowadays. Hence, I have decided to share this simple guide on where you can get this plastic money. But before we get started to where you can get them, let us first answer this simple yet important question: What are prepaid credit cards?
What Are Prepaid Credit Cards
Although they are commonly known as prepaid credit cards, these charge cards, by their very essence are not really “credit” entities. A bit confused? Let me explain further. prepaidgiftbalance.com
Prepaid credit cards are so named because they basically work like a typical credit or charge card; only that they are paid in advanced. So basically, no “credit” is done. With prepaid cards, you have to pay first and spend later; unlike, typical charge cards which work the other way around. Although it sounds quite restricting, a lot of people find prepaid cards more convenient and preferable than the typical charge cards. With this type of card, your spending cannot go so far as to send you into debt. The purchasing power of the card is limited and you can only spend up to the amount you have pre-deposited into its account. If you tend to overspend or would like to control your expenditures, then the prepaid card is an excellent card for you. So, where can you get them?
Where to Get Prepaid Credit Cards
Generally, prepaid charge cards can be obtained online or through in-store card providers, depending on the affiliations or partnerships of the label of the card you want to obtain.
Obtaining your charge card online is the most convenient way to go. All you have to do is log on to the website of the card provider you would want to get your plastic money from (i.e., Visa or MasterCard). They will usually have a list of partner online issuers you can choose from. After choosing which issuing company to go with, you can go to that company’s website and sign up for your prepaid charge card with them. And then, all you have to do is wait for it to be delivered right to your doorstep. Is there another option besides applying online?
You can also obtain your card from in-store providers which are basically the major supermarkets or grocery stores. All you have to do is visit one of these stores and look for the counter that issues prepaid credit cards. You will usually be required to fund your account outright, so have some cash ready. Sometimes, prepaid cards are given immediately; other times, they are mailed to you.